Retire In Comfort With Guaranteed Returns From An IRA CD
When you’re getting close to retirement the last thing you want is for your retirement assets to be exposed to the uncertainty of the market. That’s where IRA Certificates come in, giving you the security of a CD with the tax benefits of an IRA.
The Run Down On Personal IRA Certificates of Deposit
IRA Certificate of Deposit Options
Best for the saver who prefers guaranteed returns
Timelines available
12-36 Months
Minimum balance
$500
Interest bearing
Yes
FDIC Insured Up To
$250,000
Monthly fee
Free
What is an individual retirement account CDs?
Traditional IRA accounts are a tax advantaged investment vehicle where your contributions to the account are tax deductible based on your income and your earnings also grow tax-deferred, meaning you only pay tax when you make the withdrawal. Our IRA certificates also provide a guaranteed return on the money you invest, making the IRA one of the best options for savers. Our IRAs are available in Roth, Traditional, and/or SEP arrangements.
Consider If:
- You would like to reduce your taxable income now
- You don’t plan on making withdrawals until retirement
- You prefer guaranteed returns on your investments
Not Sure If IRA Certificates of Deposit Are Right For You?
You’re Only A Call or Click Away From Opening Your Personal IRA CD In As Quickly As 1 Hour
Ready to Get Started?
Apply online, in-person, or over the phone
We know your life is busy that’s why we offer 3 convenient ways to apply for your personal IRA CD. If you have questions at any point during the process our personal banking support staff is here to help.
To get started here’s the information you’ll need to have handy to open your personal IRA CD:
- Name
- Address
- Date of Birth
- Social Security Number
Schedule A Call Back When It's Convenient For You
Enter your info below to set up a time to talk with one of our personal banking advisers at Granite Bank.
Download App
